Pay Over Time

We offer easy and affordable financing options through Bread Pay™, so you can pay for your purchase over time.

No insurance approval required. Financing is available to any customer — Affordable Medical USA is a self-pay retailer and does not bill Medicare, Medicaid or private insurance. Some products may qualify for reimbursement under your plan; we can provide purchase documentation on request, but we do not submit claims or guarantee coverage.

  • Affordable Monthly Plans

    Pay over time with competitive interest rates.

  • No Prepayment Penalties

    Prepay at any time without extra fees.

  • Easy Application

    Get a decision in seconds with no impact on your credit score.
LEARN MORE

Check your rate in seconds

See your monthly payment options without leaving our site — checking your rate won't affect your credit score.

Bread Pay™ rate check is loading. If it does not appear, refresh this page or call (803) 926-1493 and we will walk you through financing.

Subject to credit approval. Bread Pay™ loans are issued by Comenity Capital Bank, a Bread Financial™ company.

How Bread Pay™ financing works

  • 0% APR for 3, 6, 9, or 12 months
  • Variable APR for 18 or 24 months on purchases of $2,500 or more
  • Variable APR for 36 months on purchases of $5,000 or more

Check your rate with no impact to your credit score and get an instant decision at checkout — just look for the Bread Pay option.

Check your rate

Home Access & Project Financing

Finance your home-access project with Mobility Trust

For larger projects — stair lifts, platform lifts, residential elevators, ramps and the Strutt ev¹ — Affordable Medical USA works with Mobility Trust Group, our approved financing partner (dealer #1344), to offer project financing to local customers. You apply on Mobility Trust’s own secure site; we never collect financial information here.

How it works

  1. Tell us about your project — call, use the contact form, or request a free home assessment.
  2. We confirm the equipment, the project amount and that you are in our local service area.
  3. We send you your secure Mobility Trust application link.
  4. Mobility Trust handles the credit application and confirms available terms directly with you. Subject to credit approval.
Talk to Us About Mobility Trust Financing Call (803) 926-1493

Your application is completed on Mobility Trust’s own secure site once we send your link. Affordable Medical USA does not collect Social Security numbers, income, bank or credit-application details on this website.

Good to know

  • Available for home-access and mobility projects for customers in our local service area.
  • Bread Pay (above) remains available at checkout for everyday equipment orders.
  • Planning a stair lift, platform lift, elevator or ramp? Request a free home assessment and we will size the project with you.
  • Questions about your application once it is under way? Mobility Trust’s financing team: financing@mobilitytrust.com or 804-533-5343.

Questions about equipment or the assessment? Call us at (803) 926-1493.

Loans are made through Mobility Trust Group's subsidiary, Mobility Credit Acceptance, LLC. Availability of terms may vary based on purchase price and/or product. Down payment may be required. Subject to approval of credit application. APRs will vary depending on credit qualifications, loan amount, and term. Learn more www.mobilitytrust.com


Subject to credit approval. Bread Pay™ loans are issued by Comenity Capital Bank, a Bread Financial™ company.